Texas Cities Real Estate Guide: What You Need to Know

Thinking about moving to Texas? You’re not alone. Millions of people chase the Lone Star State because of its job market, low taxes, and sunny lifestyle. But Texas isn’t one-size-fits-all. Each city has its own vibe, price range, and rental scene. This guide breaks down the biggest cities so you can decide which fit matches your budget and lifestyle.

Austin – Tech Hub with Rising Prices

Austin leads the pack for tech jobs and nightlife. The median home price now hovers around $500,000, up 15% in the last year. Rentals sit near $1,800 for a two‑bedroom apartment in the downtown area. If you work in software, marketing, or startups, the job pool is strong, but be ready to pay a premium for location. Look at suburbs like Round Rock or Pflugerville if you want more space for less cash.

Dallas & Fort Worth – Business Center with Variety

Dallas and Fort Worth (the DFW metroplex) offer a mix of big‑city buzz and affordable suburbs. A three‑bedroom home in Dallas averages $400,000, while Fort Worth is a bit cheaper at $350,000. Renters can find a two‑bedroom for $1,400 in mid‑town neighborhoods. The area is great for finance, logistics, and health‑care careers. Check out neighborhoods like Oak Cliff in Dallas or the Cultural District in Fort Worth for a blend of culture and lower cost.

Houston is another heavyweight, known for energy, medical, and aerospace jobs. Median home prices sit near $340,000, and you can rent a two‑bedroom for $1,200 in areas like Midtown. The city’s size means you’ll find a pocket that fits your budget—whether you prefer a high‑rise condo or a single‑family home in the suburbs.

San Antonio balances military presence and tourism. Homes average $300,000, and rentals are around $1,100 for a two‑bedroom. The River Walk adds a unique lifestyle perk, and the cost of living stays lower than Austin or Dallas. If you value a slower pace but still want city amenities, San Antonio is worth a look.

Beyond the big four, smaller cities like El Paso, Lubbock, and Amarillo deliver even lower entry points. In El Paso, a single‑family home can be under $200,000, and rentals dip below $1,000. These markets move slower, but you get more square footage for your money.

When you compare cities, think about three things: job opportunities, housing affordability, and lifestyle. Use a simple spreadsheet: list median home price, average rent, top industries, and any personal preferences like nightlife or schools. This helps you see which city checks the most boxes.

Financing is another piece of the puzzle. Texas lenders often require a 20% down payment for conventional loans, but some programs let you put down as little as 3% if you qualify. First‑time buyer assistance is available in Austin and Dallas through local government grants—just search for "Texas homebuyer assistance" on the city’s official website.

Renters should watch for lease terms. In larger cities, many landlords ask for a one‑year lease and a credit check. If you’re new to Texas, ask for a month‑to‑month option or a shorter lease while you scout neighborhoods.

Finally, don’t ignore the weather. Texas can be hot, especially in summer, and some areas face flooding. Look for homes with good air‑conditioning and consider flood insurance if you’re near rivers or low‑lying zones.

Bottom line: Texas offers something for every budget. Whether you chase high‑tech jobs in Austin, corporate roles in Dallas, or a relaxed pace in San Antonio, knowing the price trends and local perks will make your move smoother. Start by narrowing down the city that aligns with your work and lifestyle, then dive into listings on trusted sites. Happy house hunting!